For cross-border payment frictionsrecommendedthis is how americans send billions of dollars abroad every yearearnings roundup . Finds resilient consumer Craft Irresistible Digital marketing spend and solid creditwalmart, logistics, ai, tariffsinside amazon and walmart’s billion-dollar race . To win the last milefintech ipo indexfintech ipo index gains % as pay later continues . Its Craft Irresistible Digital Marketing Offers upward marchsee more in: cross-border payments, digital transformation, digital wallets, news, pymnts intelligence, pymnts . News, remittances, terrapayearnings roundup finds resilient consumer spend and solid creditby pymnts | april , . | the four financial services companies that reported results thursday (april ) — keycorp, truist, .
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American express and fifth third bancorp — faced kazakhstan phone number data investors against a backdrop of fresh tariff . Headlines, stubborn inflation and a rate path that is anything but clear.Yet the collective tone . Was anything but gloomy. From commercial-payments pipelines to premium card spend, executives struck a surprisingly . Upbeat note on the resilience of customers and the durability of their own balance sheets.Across . All four calls, deposit bases expanded or at least held firm despite the most competitive . Rate environment in two decades.
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Keycorp logged mid‑single‑digit deposit growth year over year, while truist . Edged balances higher and pared its deposit costs by what is email reputation? basis points. Fifth third highlighted its . Southeast branch expansion — part of a strategy to lock in “granular operational funding,” as . Ceo tim spence put it.Credit quality remained equally sturdy. Key’s nonperforming assets fell nearly % . From the prior quarter, truist’s provision for credit losses slipped sequentially, and fifth third touted . Concentration limits that diversify risk “across asset classes, industries and regions.
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”that stability, executives said, allows . Them to keep leaning on higher‑margin fee lines such as commercial payments, investment banking and . Premium card fees to drive revenue even if loan growth stalls.Amex gets gen znowhere was . Spending strength more visible than at american express. Chairman and ceo stephen squeri said travel . Bookings hit an all‑time high last quarter, a sign the company’s affluent base is still . Prioritizing experiences. Card member spending rose % year over year (% excluding the leap‑year day), .
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And gen z and millennial spend grew even cyprus business directory faster, powered by what squeri called “financially . Disciplined new professionals” who revolve balances less often but swipe frequently for points and perks.The . Picture looks different but still encouraging inside the banks. Truist’s mobile app originated % more . Consumer loans than a year ago, with gen z volumes up a striking %.At keycorp, . Ceo chris gorman said household relationships rose % and commercial payments momentum “remains strong,” although . He did acknowledge that some clients have paused discretionary transactions while they size up tariff .